Small Loans

Did you need a small loan today? 

Applying is easy and our staff are here to help 

Financial Solutions Small Loans

Cost of a Small Loan

The general breakdown of fees are below:

Loans between $300 and $2,000 you will pay:

• Establishment fee: a one off fee of 12% of the principal amount borrowed.

• Monthly loan fee: 2% of the principal amount borrowed that is charged per month for the duration of the loan.

Each loan has the exact cost on the credit contract which is sent out once an application is submitted and approved. You'll always see a clear breakdown of all your fees and repayments before you confirm your loan. You can customise your repayments to suit your needs. 

How long can the loan last for?

If you have a Small Loan, the payment options range from 2 to 12 months

What documents do I need to submit?

The online application will require you to submit a minimum of 3 documents;

  • Proof of ID – Drivers licence, Passport or ID card

  • Latest Payslip

  • The last 90 days of bank statements

We also require any outstanding bills you have to strengthen the application submission. This helps verify your identification and the reason for the loan.

How can I receive a loan with Financial Solutions?

We have constructed our small loans so that they are easy to apply for, and our process involves 3 simple steps:

STEP 1: Complete our online loan application by attaching the required documents

STEP 2: If your loan has been approved, review your credit contract, sign and return the document.

STEP 3: Accept our direct debit request or payroll deduction form to set up payments and we’ll transfer the funds into your account on the same day.


How long does it take to get a loan?

Generally the process is quick and easy so loans are funded the same day of the application. Therefore, the application process is dependent on you! If you successfully submit the application with the required documents, we will transfer the funds on the same day. The sooner we are provided with the required documentation, the quicker we can get it done!

Do we renew loans and does this increase the cost? 

Loans are based upon their own merits, meaning every case is assessed separately. Financial Solutions does not renew small loans or refinancing of the small loan. If an increase of funds is needed then it you must apply for a new loan and the same fees will apply.

Applying is easy 

Online: You can apply from anywhere in Australia, at any time! If you prefer to apply with a hard copy this is also accepted and we can send the forms to you.

Paperless: Our application process allows the entire process to be online which makes it easy and quick. The application can be all signed off through your device.

Friendly: Our background in a not for profit industry has allowed us to always put our customers first. We want to help and we will always do our best to ensure that your needs are being met.

Quick Service: We are committed to processing your loan as fast as possible. We will transfer your funds that same day!

Apply Online

The application only takes 10 minutes to apply and can be done completely online. If you need assistance give us a call on 02 9633 1670 or you could always pop into our office if you have an appointment

Let your hair out

Stress a little less and get some help paying off those unexpected bills. if you would rather apply in house at our office, visit us and book an appointment

42/1 Macquarie Street

Parrmatta NSW 2150


P: (02) 9633 1670

F: (02) 9633 1701



  • Instagram - White Circle
  • Facebook - White Circle
  • LinkedIn - White Circle
  • Google+ - White Circle

Name *

Email *



Disclaimer: Financial Solutions (ABN: 41 701 190 619) is a corporate authorised credit representative (Credit Representative Number 500747) of the Welfare Fund Ltd (Australia Credit Licence Number 423050 ABN: 25 155 698 105. Financial Solutions is also a referral partner of TJL insurance Pty Ltd (Australia Financial Services Licence Number 478959 ABN: 98 613 453). 


Financial Solutions has access to a panel of lenders through National Mortgage Brokers Pty Ltd (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983 / Australian Credit Licence 286596).  Financial Solutions has access to products including those from Liberty Financial.

The information on this website is of a general nature to give an indication of insurance products, financial services and mortgage products. It should not be considered financial advice and does not take into account specific and individual circumstances. Appropriate professional advice should be sought from accountants, solicitors and financial advisers before obtaining a product that takes into consideration individual circumstances.

© 2016 by Finacial $olutions.