Terms of Use

Terms of use

 

Welcome to Financial $olutions website. Any reference to Financial $olutions or FSOL within this Website means Financial $olutions Pty Ltd ACN 093 874 376 ABN  88 093 874 376. Access and use  of this Website is subject to these Terms of Use and the Financial $olutions Privacy  Act Statement

CHANGES

Financial Solutions reserves the right to change, modify, add or remove any part or parts of these Terms of Use at its sole discretion.  Your use and continued use of this Website will be deemed as an acceptance of these Terms of Use and any changes that may have taken effect.  Please check these Terms of Use on a regular basis for any changes.

 

INTELLECTUAL PROPERTY

Financial Solutions claims all intellectual property rights and copyright over all the materials appearing on this Website.  All other business names and trademarks appearing on this Website are the property of their respective owners.  

 

USE OF MATERIALS

Financial Solutions authorises the user to print and copy the materials published on this Website subject to the materials being used exclusively for personal use, that the materials are not modified in way, and that Financial Solutions is acknowledged as the source.  Use of the materials in this Website for any commercial purpose is strictly prohibited.

 

AUSTRALIAN RESIDENTS ONLY

The materials and information presented on this Website are designed and directed to Australian residents only.

 

ACCURACY OF INFORMATION

The materials presented on this Website including but not limited to interest rates, calculators, lender panel etc has been prepared from information believed to reliable and accurate.  The information presented on this Website may be reliant on third party information and is subject to change without notice.  Although best endeavours will be made to ensure the accuracy of the information, it may not always be up to date, totally accurate or complete.

 

INDEMNITY

The user indemnifies Financial Solutions its officers, employees, agents, brokers and affiliates from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses arising out of or in any way connected to the use of this Website.

 

WARRANTIES

Although Financial Solutions will endeavour to ensure the accuracy, reliability and security of this Website, the user acknowledges that we do not make any express or implied warranties of any kind to the user including but not limited to whether this Website is free from any errors, omissions, defects, viruses, delays or interruptions of service.

 

LIMITATION OF LIABILITY

To the maximum extent permitted by law, all warranties, conditions, terms express or implied, breaches of contact, negligence and representations about Financial Solutions, access and use of this Website, information provided on this Website, and products and services advertised, offered or supplied via this Website are excluded. Where our liability cannot be fully excluded it will be limited at our option to resupplying our service to you or paying for the resupply of our service to you.

 

GOVERNING LAW

These Terms of Use are governed by the laws of New South Wales, Sydney, Australia and the parties irrevocably submit to the exclusive jurisdiction of the courts in New South Wales, Australia.

 

SEVERABILITY

Any provision (in part or whole) of these Terms of Use held to be unenforceable, invalid or illegal for any reason will be severed from these Terms of Use and will not invalidate the remaining provisions of these Terms of Use.

 

ABOUT US

Financial Solutions provides a free and impartial service designed to help users make an informed decision when choosing a home or investment loan in the least amount of time and we also assist users by completing the mortgage loan application process. We are not a lender for mortgages and personal loans, however the micro loans are funded internally under $2,000 through our  credit provider. You may require financial or investment advice at times and we can assist you with that service as well however some circumstances may need independent financial advice from a third party.

 

FEES & CHARGES

Financial Solutions does not charge a fee for the majority of services offered via this Website although standard lender application fees & government charges apply.  Where a commercial property is used as security, brokerage fees may apply. Financial Solutions receives fees from the lenders when users finalise mortgage loan transactions via our service.

 

LOAN APPROVALS

The approval of all mortgage loan applications are subject to the lending criteria of the lender chosen by the user.

 

THIRD PARTIES

Where you have clicked-through to Financial Solutions via one of our affiliate websites, we may pay the affiliate a marketing fee for the introduction. 

 

HOW TO CONTACT US

Please attention any correspondence relating to the Financial Solutions Terms of Use to the General Manager of Sales Marketing at:

Unit 42/1 Macquarie Street

PARRAMATTA NSW 2150; or

anthony.fontana@fsol.com.au

 

42/1 Macquarie Street

Parrmatta NSW 2150

 

P: (02) 9633 1670

F: (02) 9633 1701

 

 

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Disclaimer: Financial Solutions (ABN: 41 701 190 619) is a corporate authorised credit representative (Credit Representative Number 500747) of the Welfare Fund Ltd (Australia Credit Licence Number 423050 ABN: 25 155 698 105).  Frank Fontana is a Director of Financial Solutions and is a an authorised representative (Authorised Representative Number 1233081), of MASU Financial Management Pty Ltd (Australia Financial Services Licence Number 231140 ABN: 78 069 358 498). Financial Solutions is also a referral partner of TJL insurance Pty Ltd (Australia Financial Services Licence Number 478959 ABN: 98 613 453). 

Financial Solutions has access to a panel of lenders through National Mortgage Brokers Pty Ltd (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983 / Australian Credit Licence 286596).  Financial Solutions has access to products including those from Liberty Financial.

The information on this website is of a general nature to give an indication of insurance products, financial services and mortgage products. It should not be considered financial advice and does not take into account specific and individual circumstances. Appropriate professional advice should be sought from accountants, solicitors and financial advisers before obtaining a product that takes into consideration individual circumstances.

© 2016 by Finacial $olutions.