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Home Loans

Up to $4,000 cash back when you refinance your home loan with selected lenders. 

Find out how much you can save

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Trusted brokers by lenders big and small

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Variable
Interest Rate

2.19%

Comparison Rate

2.58%

Rates valid as of 01/03/2021

Lender A

Investment Interest Only
Interest Rate

2.29%

Comparison Rate

3.96%

Rates valid as of 01/03/2020

Lender B

2 Year Fixed
Interest Rate

1.89%

Comparison Rate

2.94%

Rates valid as of 01/03/2021

Lender C

4 Year fixed
Interest Rate

1.89%

Comparison Rate

3.19%

Rates valid as of 01/03/2021

Lender D

Disclaimer: The comparison rates for all home loans are loans secured against real property are based on secured credit of $150,000 and a term of 30 years. The comparison rate applies only to the example or examples given. Any information is general and not based on any consideration of your objectives, financial situation or needs. All information as contained within or made available through the rates ranking should be treated as a guide only and not all lenders available in the market have been listed. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Buying property home loan guide

Our Guide to

Buying Property 

  1. Four reasons for choosing Property

  2. How to get into the market

  3. How much should you borrow?

  4. Rent and Invest or Purchase and occupy?

  5. What are the risks and costs?

  6. What insurance you will need?

  7. What loans are available?

  8. How to apply for a loan?

  9. Step by step guide on buying property 

  10. Tips for repaying your mortgage sooner

This months lowest rate 

Are you paying too much? Find out which lenders may suit your financial position today.

1.89%*

Fixed Rate for Owner Occupied Homes

2.94%** comparison rate

 

 

*Rate is based upon a Fixed rate for a $500,000 owner occupier home only over a 30 year term. Conditions, fees and charges apply for different loan amounts.

​

**Please note the above rate is for general advertising purposes only. Not all loans are suitable for all applicants so please check with your FSOL broker for individual suitability. Rate current as at 01/11/19 and is subject to change thereafter.

How much are your loan repayments per month?

We Can help.

Interest Rate repayment table interest o

Disclaimer: Financial Solutions (ABN 95 740 263 642) is a corporate authorised credit representatives (Credit Representative Numbers: 500747) of the Welfare Fund Ltd (Australia Credit Licence Number 423050 ABN: 25 155 698 105). This table is a general guide to give an indication of loan repayments for a 30 year term. It should not be considered financial advice and does not take into account specific and individual circumstances. Appropriate professional advice should be sought from accountants, financial advisors, solicitors and mortgage brokers before obtaining a loan that take into consideration individual circumstances

What can we offer you?

Financial Solutions offers professional assistance in the process of financing a house, car or even an investment property. We work with 20+ banks in order to ensure the best fit for your situation; we work with you to find an interest rate that suits you, benefits and features you want in a loan and work tirelessly to make the process as easy as possible for you. With such a wide variety of prodoucts and lenders to look at, there is a number of financial solutions at offer for you.

First Home Owners

Let us help relieve stress as you buy your first home and plan your future. We can assist you in applying for the First Home Owner’s Grant. See how much you qualify for today.

Refinancing

We can show you the easiest process to, consolidate your debts and take advantage of lower interest rates, repay your loan quicker or even release equity. Some of the ways refinancing can benefit you include; obtaining a cheaper interest rate, allowing you to pay off existing debts and enabling you to raise cash for purchases.

Investment Loans

Depending on who your current investment loan is with, you may discover that your interest rate has increased, or is about to change. Your first thought may be to refinance to another lender, but as many lenders have made the same move or are about to, this may not be the ideal situation. At Financial Solutions we can perform a total loan health check for you at no cost, to help determine whether you could benefit from refinancing your loan. 

Construction Loans

When you are building you want to ensure that the payments are on time at every stage of the construction. Most banks have arrangements at particular stages drawn up into a contract. We can help you throughout the process and compare different products to find which one suits your needs best.

SMSF Loans

Self Managed Super Funds can be complex but rewarding. Our financial advisers can assist you in the process of buying property through your super. They will ensure that it is the best decision for you and our brokers can help you to find the lender with the most suitable SMSF loan.

Consolidation

The equity in your property can be a powerful tool. Often consolidating a number of personal loans and credit cards into one account not only saves you on your monthly repayments, but also makes it easier to manage one simple payment.

 

So what would you spend the savings on?

Relocation

Selling one property and buying another is often a very delicate balance in timing. Banks will lend during the period where you may still be in possession of both properties. It is a matter of finding the best one to suit your needs, that's where we come in.

Vehicle and Equipment Leasing

Are you in the process of starting up a new business? Or are your company’s existing vehicles and equipment looking a little rusty?  Financial Solutions can help make your life easier, by providing a leasing solution tailored to your individual requirements. By gaining a thorough understanding of your company’s current and future vehicle and equipment needs, we can recommend a realistic and effective means to servicing them.

Personal Loans

We will lend our assistance to ensure that our clients are offered the best loan available for them. Our flexible options allow us to discover the best loan and lenders for you as we offer our support throughout the entire process.

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Disclaimer: Financial Solutions (ABN 95 740 263 642) is a corporate authorised credit representatives (Credit Representative Numbers: 500747) of the Welfare Fund Ltd (Australia Credit Licence Number 423050 ABN: 25 155 698 105). Please consider the information on this page as general advice only, to give an indication of loan products, repayments and credit providers that Financial Solutions has access to. It should not be considered financial advice and does not take into account specific and individual circumstances. Appropriate professional advice should be sought from accountants, financial advisors, solicitors and mortgage brokers before obtaining a loan that take into consideration individual circumstances

​

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A free experienced opinion,

That could save you thousands

Happy with your current bank and don't want to switch?

Come in anyway and we will see if we could negotiate a better deal for you with your existing lender so you don’t even have to switch.

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